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Convert St.George credit card statements to Excel

Drop in a St.George card PDF and download a clean Excel file in seconds. Built for Australian bookkeepers and accountants.

About St.George card statements

St.George issues Vertigo, Amplify and No Annual Fee credit cards, with monthly PDF statements available from St.George Internet Banking and the mobile app. The card statement layout differs sharply from St.George's transaction-account statements — and from most bank statements generally. Transactions appear in a single Amount column where payments and refunds carry a trailing 'CR' marker, dates are printed without a year ('23 Dec'), the statement period hides inside the account summary as '(from 24/11/2025 to 23/12/2025)', and no running balance is printed per transaction. Generic parsers routinely mis-sign the payments or put January transactions in the wrong year on a December statement. Ledger Pilot's card extractor resolves every date against the statement period (including the December-to-January wrap), applies proper card semantics — purchases increase the balance owed, payments reduce it — computes the running balance from your opening balance, and verifies the result against the printed closing balance to the cent before you download anything. A row that can't be read produces a flagged discrepancy, not a silently wrong file. Export clean Excel, CSV, Xero, MYOB (QIF) or QuickBooks (QBO) files with every amount correctly signed for a credit-card account, GST-likely purchases flagged for BAS time.

Catching up on St.George card statements?

A backlog of St.George card PDFs — a new client who's behind, or the months before a bank feed starts — is the job Ledger Pilot is built for.

• Months or years of statements at once

  Upload up to 50 PDFs in one batch on the Business plan and get a separate result for each statement, each with its own reconciliation check.

• Combined PDFs split for you

  When a file holds several statements, we can split it where each one prints its own statement period and convert them separately. If the boundaries aren't clear, we tell you rather than guess.

• Scanned statements

  If our standard parser can't verify a statement — a scan, or a layout we don't recognise yet — it can be read with AI-assisted extraction (PDFs up to 30 pages). We only use that result if it adds up, and we tell you when it was used.

• Checked to the cent

  Every statement is checked from its opening balance to its closing balance. If the numbers don't add up — a missing page, say — you see it before anything reaches your ledger.

Bigger backlog than your monthly pages? One-off catch-up packs add 2,000 or 5,000 page credits without changing your plan. Step-by-step help is in our guides, and how statement data is handled is on our Security page.

Frequently asked questions

How do I download a St.George credit card statement as a PDF?

Log in to St.George Internet Banking, select the credit card, open Statements, choose the statement period, and download the PDF. The mobile app offers the same under Statements & documents.

My statement prints dates like '23 Dec' with no year — does that convert correctly?

Yes. Every transaction date is resolved against the statement period printed in your account summary, including statements that span December into January — a 28 Nov purchase and a 2 Jan purchase on the same statement both land in the correct year.

How are payments and refunds handled?

St.George marks payments and refunds with a 'CR' after the amount. The converter reads that marker and signs them opposite to purchases, so your Xero, MYOB or QuickBooks import reflects the real direction of every transaction — and the whole statement is verified against the closing balance to the cent.

Which St.George cards are supported?

The certified layout is St.George's standard consumer card statement, used across Vertigo, Amplify and No Annual Fee cards. Every conversion is verified by reconciliation, so an unexpected layout is flagged rather than silently mis-converted.

Do Bank of Melbourne or BankSA card statements work too?

Bank of Melbourne and BankSA are St.George's sister brands and their card statements follow the same layout, so they generally convert — and the reconciliation check confirms each file. If yours is flagged, send a redacted sample to support and we'll certify it.