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Convert National Australia Bank statements to Xero

Drop in a NAB PDF and download a clean Xero file in seconds. Built for Australian bookkeepers and accountants.

About NAB statements

National Australia Bank serves around 9 million customers and is the country's leading bank for business and agribusiness lending. NAB Internet Banking exports PDF statements for every account type, from NAB Classic Banking and NAB iSaver through to NAB Business Everyday and NAB Business Cash Maximiser accounts. The PDF format is relatively dense — Date, Transaction Details, Debits, Credits, and Balance columns sit in a tight layout that can fool generic table extractors, particularly when transactions span two rows for long descriptions. Business statements often include cheque numbers and BPAY biller codes mixed into the description, requiring smarter parsing than a simple row-by-row extraction. Australian bookkeepers process NAB statements monthly for the country's huge population of trades, professional services firms, and primary producers banking with NAB. Manual data entry into Xero, MYOB, or Excel for these clients is one of the biggest time sinks in any bookkeeping practice. Our converter handles NAB's dense layout correctly, joins multi-row transactions into single records, extracts cheque numbers into their own column, preserves the Australian DD/MM/YYYY date format expected by AU accounting software, and produces files that import cleanly into every major accounting package without manual cleanup.

How it works

  1. Step 1
    Upload your NAB PDF

    Drag in a statement downloaded from NAB online banking. Files are encrypted and automatically deleted within 24 hours.

  2. Step 2
    We extract every transaction

    Our parser is tuned for NAB's exact statement layout — dates, descriptions, debits, credits, and running balance, fully reconciled.

  3. Step 3
    Download as Xero

    Get a Xero file that imports cleanly into your accounting software — no manual cleanup, no re-formatting.

Catching up on NAB statements?

A backlog of NAB PDFs — a new client who's behind, or the months before a bank feed starts — is the job Ledger Pilot is built for.

  • Months or years of statements at once

    Upload up to 50 PDFs in one batch on the Business plan and get a separate result for each statement, each with its own reconciliation check.

  • Combined PDFs split for you

    When a file holds several statements, we can split it where each one prints its own statement period and convert them separately. If the boundaries aren't clear, we tell you rather than guess.

  • Scanned statements

    If our standard parser can't verify a statement — a scan, or a layout we don't recognise yet — it can be read with AI-assisted extraction (PDFs up to 30 pages). We only use that result if it adds up, and we tell you when it was used.

  • Checked to the cent

    Every statement is checked from its opening balance to its closing balance. If the numbers don't add up — a missing page, say — you see it before anything reaches your ledger.

Bigger backlog than your monthly pages? One-off catch-up packs add 2,000 or 5,000 page credits without changing your plan. Step-by-step help is in our guides, and how statement data is handled is on our Security page.

Frequently asked questions

How do I download a PDF statement from NAB Internet Banking?
Sign in to NAB Internet Banking, click the account, select "Statements & Documents", choose the period, and click "Download". PDF and CSV are both offered, but NAB CSV omits cheque numbers — use the PDF if you need full detail.
My NAB statement has cheques. Are the cheque numbers preserved?
Yes. Cheque numbers (e.g. CHQ 001234) are extracted into a separate "Cheque Number" column in the output, which is critical for reconciliation in MYOB and Xero.
Does this work for NAB Business Everyday accounts?
Yes, plus NAB Business Cash Maximiser, NAB Business Visa, and the agribusiness account range. All use the same NAB PDF format.
Can I convert several months of NAB statements at once?
Yes — batch upload is available on the Business plan. Upload up to 50 NAB PDFs in one go (15 MB each, one bank per batch); each statement is converted to its own file with its own reconciliation check, so you download them individually.
Is there a file size limit for NAB statements?
Yes. You can upload NAB PDF statements up to 15 MB. Almost all NAB statements — even multi-page or scanned ones — fall comfortably within this limit.

Ready to convert your NAB statement?

Start free with a 20-page welcome allowance — enough for a couple of real statements. No credit card required.

🔒 Encrypted · used only to extract your transactions · auto-deleted within 24h · reconciled to the cent so you can verify nothing's missing

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